ROI expectation: 17.5%-40%
ROI forecast:(hasil-modal)/modal
Modal=35,400
Hasil=42,190+581+6,700+1,370 =50,841
ROI=(50,841-35,400)/35,400 =43.6%
That's good enuff for me. Proven. Nk lebih, bisnes la. So, yakin la kengkawan ye.
Track Record
2011: 18.1% - 1st year
2012: 24.5% - tips end year application used
2013: 43.6% - tips terminate used
2014: will become 21.9% if no action taken
To boost ROI, more tips gonna be applied. Yg pasti sekejap je masa berlalu n soon 10 year duration to get full bonus will b completed.
100k = 1.15k bonus
850k = 9.78k bonus gud enuff
Masa tu ROI konsisten 42%. Now is tahun ketiga. 2014 is tahun ke4. N the counting continues.
Future
Modal tahun 2020: 61.2k
Return: 86.9k
Profit: 25.7k
Per year dgn estimate hasil terminate tiap thn rm8k, bonus 9.8k, dividen 66.7k, 2.4k pula dr dividen atas baki modal pusingan (menyusut tiap kali keluarkan utk byrn blnn) dlm ASB.
Well, 25.7k will be like 2.1k per month. Again, good enuff for me.
Compare
I compare dgn hasil sewa rumah kedai with modal bina 50k dh dpt blk in 2009. N rental @ 1.2k per month.
So, this Loan ASB thing is definitely just as good with modal 61.2k, mthly average dpt untung 2.1k.
I will compare with homestay plak later. Yang pasti, jauh profit bank rakyat tercicir dlm ROI comparison.
